1
Unlock your equity
We lend against the equity in your current home. That equity becomes the down payment on your new home — no need to sell first to get to it.
Bluestar Capital, Inc. · Private Real Estate Lender
Buy your next home before you sell your current one.
Hard money and bridge loans funded with our own capital. We are the lender — no bank committees, no middlemen, and decisions in days, not months.
bluestarhardmoney.com · Interest-only bridge loans up to 80% combined loan-to-value
We are the lenderFunded with our own capital — you talk directly to the decision-maker.
No sale contingencyMake a clean, competitive offer on your new home before yours sells.
Close in weeksCommon-sense underwriting built for timelines banks can't meet.
Interest-onlyBridge payments stay simple while you sell on your schedule.
Flagship Program
Bridge Loans
Found the right next home, but your money is tied up in the one you're living in? A bridge loan unlocks it.
We lend against the equity in your current home so you have the down payment for your new primary residence — without a home-sale contingency weakening your offer, and without rushing a sale just to make the closing work.
You move once, on your timeline. Then you list and sell your current home after you've settled in, and the sale proceeds pay off the bridge loan.
- ✓Buy first, sell second — no contingent offers, no double moves, no temporary housing.
- ✓Sell on your schedule — price and present your home properly instead of selling under deadline pressure.
- ✓One conversation, one decision-maker — no committee, no broker passing your file up a chain.
How It Works
Three steps from equity to keys
The bridge process is deliberately simple — because the whole point is removing friction from your move.
2
Buy your new home
Close on the new home with the bridge funds in place and no home-sale contingency in your offer — the kind of clean offer sellers take seriously.
3
Sell on your schedule
Move in, then list and sell your previous home on your timeline. When it closes, the proceeds pay off the bridge loan in full.
Moving up — or moving on
For homeowners buying a new primary residence before selling the current one. One move, no contingency, no rushed sale.
Investing & renovating
For investors who need acquisition and rehab capital on a deal timeline — asset-based decisions, funded directly by us.
Loan Programs
Private lending, beyond the bridge
Every program below is funded with our own capital and underwritten with common sense — the property, the equity, and a credible exit matter most. Bluestar Capital is a hard money lender based in Orlando, Florida offering bridge loans, hard money loans, fix & flip financing, and private money loans.
For Investors
Hard Money Loans
As a hard money lender, we make asset-based loans for Florida real estate investors who need certainty and speed a bank can't offer — for acquisitions and situations where timing is the deal.
- Secured by the real estate itself
- Flexible, common-sense underwriting
- Fast decisions, direct from the lender
Acquisition + Rehab
Fix & Flip Financing
Our fix and flip loans fund the acquisition and renovation of investment property — fix-and-flip financing structured around the project, so you can buy, improve, and sell or refinance on your plan.
- Acquisition plus rehab funding
- Built for investor timelines
- One lender from purchase to payoff
Our Own Capital
Private Money Lending
When a sound real estate deal doesn't fit a bank's box, private capital can. We structure flexible loans around real equity and a real exit — not a checklist.
- Funded with our own capital
- Flexible terms, structured per deal
- You deal with the decision-maker
Interested in funding deals instead of borrowing? See how private investors work with us →
Why Bluestar Capital
The lender is the person you talk to
Bluestar Capital, Inc. is a private real estate lender based in Orlando, Florida. There is no loan committee behind a curtain and no call center — just direct, accountable lending.
Funded with our own capital
We lend our own money. That means our incentives are simple: structure a loan that works, fund it, and get it closed.
Fast decisions & closings
No multi-week committee queue. We review the property, the equity, and the exit — and give you a straight answer quickly.
Direct lender access
You talk to the decision-maker from the first call — not a broker, not a processor relaying messages up a chain.
Flexible, practical terms
Interest-only structures, 6–12 month bridge terms, and underwriting that weighs real equity over rigid formulas.
Common Questions
Bridge loans, plainly explained
Do I have to sell my current home before I can buy?
No — that's the point of a bridge loan. We lend against the equity in your current home so you can close on the new home first, with no home-sale contingency, then sell your current home afterward and pay off the bridge from the proceeds.
What if I still have a mortgage on my current home?
That's common. The bridge is measured on a combined basis — your existing mortgage plus the bridge loan — up to 80% combined loan-to-value on your current home. What matters is that you have sufficient real equity in the property.
What are the payments during the bridge term?
Bridge loans are structured with interest-only payments over a flexible 6–12 month term, with the balance repaid when your current home sells. Call us for how that would look in your specific situation — we don't publish one-size-fits-all pricing because every loan is structured individually.
How fast can a bridge loan close?
Because we fund with our own capital and you deal directly with the decision-maker, bridge loans are built to close in weeks, not months — timed around your purchase contract, not a bank's pipeline.
Do you only lend in Florida?
We're based in Orlando, Florida. Call 847-306-9226 and tell us where the property is — we'll give you a straight answer on whether it's a fit.
Start With a Conversation
Tell us the property.
We'll tell you if it works.
One call gets you a direct answer from the lender — whether it's a bridge loan to buy before you sell, or capital for your next investment deal. No forms, no obligation, no runaround.
Phone847-306-9226
Websitebluestarhardmoney.com
OfficeBluestar Capital, Inc.
1850 N Alafaya Trail, Suite 1A
Orlando, FL 32826
1850 N Alafaya Trail, Suite 1A
Orlando, FL 32826